Nikhil Vadgama is the Deputy Director (Acting) and a Research Associate of the UCL Centre for Blockchain Technologies. He is also a Lecturer in FinTech and Emerging Business Technologies at the UCL School of Management. He is a founding member of the Retail Blockchain Consortium, which focuses on the adoption of DLT in the retail value chain, founded by UCL, Oracle, DXC/Luxoft et al. His commercial experience has spanned multiple sectors including Education, Real Estate and FinTech globally. Most recently he has been involved in the commercialisation of academic research in the AI and Blockchain domains. He also advises numerous early-stage Blockchain and AI companies and has published reports on DLT usage in supply chains and real estate and wrote the DLT in Finance chapter in “Commercializing Blockchain” published by Wiley. He has previously worked globally as an Investment Banker for HSBC. Nikhil holds an MBA from INSEAD, an MPhys from the University of Oxford and has passed all three levels of the CFA Programme.